Information & Advice For Arrhythmia Patients

Insurance & Travel

Please browse this page for information on travel, life and car insurance, treatment abroad, airport security, driving and other issues that travel raises for people with heart rhythm disorders.

If you are still concerned about travelling, Arrhythmia Alliance will be happy to provide further advice and the address of implantable device centres in the area you are visiting if possible.

Please email or call 01789 867 501 for more information. 

Travel insurancetravel insurance beach

When you have been diagnosed with a heart condition it can be very difficult and expensive to find travel insurance. Below is a list of insurers whom Arrhythmia Alliance has found to be sympathetic to travellers who have a heart condition, alternatively download our travel insurance providers sheet here.

Inclusion on this list does not constitute approval from Arrhythmia Alliance and any insurance provided is the responsibility of the individual concerned.

Ok To Travel. It is important that you have adequate travel insurance in place before you travel which covers your pre-existing medical conditions. Most standard travel insurance policies do not provide this type of cover. Ok To Travel specialise in covering pre-existing conditions and all medical conditions are considered, they also have no upper age limits. To obtain a quote online just click here or call 01223 446 920 and let them know you heard of them through this us.

Purchasing a policy with Ok To Travel may result in a donation to Arrhythmia Alliance, AF Association and STARS. This will support the valuable work of the charity and involve no cost to the buyer.

As with most insurance contracts/products that take into account medical conditions, there is a health screening. This is completed by telephone or online. The assessment is conducted by a professional team of medically informed agents. They aim to make the process convenient, sensitive, confidential and discreet. All travel insurance policies are underwritten by Union Reiseversicherung AG (URV). is a travel insurance price comparison site with a difference. It is specifically designed to help travellers who need travel insurance cover for pre-existing medical conditions, and what’s more they will give 10% to Arrhythmia Alliance if you purchase a policy through them.


goodtogoinsurance logo are proud to offer travel insurance cover to travellers of any age, with or without pre-existing medical conditions. Travelling companions can also be covered on  the same policy.

AA receive donations of up to 25% on the total premium excluding Insurance Premium Tax for any policies purchased using this link or by calling 0330 024 9906 and quoting 'Arrhythmia Alliance'.


free spirit travel insurance

Free Spirit Travel Insurance can provide specialist peace of mind insurance to cover your arrhythmia and any other pre-existing medical condition(s) you may have. Travelling should be for everyone and that’s why there's no age limits on the policies. Better still, you will get 24/7 access to the emergency medical assistance helpline, just in case! If you can’t get the cover you need elsewhere due to your age or health, Free Spirit should be able to help so why not try them today. Arrhythmia Alliance will receive 20% of the gross premium (excluding insurance premium tax) on Free Spirit policies purchased from the website using this link or by calling 02392 419 070 (8am-6pm Monday-Friday) and quoting ‘ARR’.


able2travel insurance logo

Able2Travel is a caring and sensitive travel insurance solution for travellers with medical conditions.  Visit the website or call 01892 839501 for a quote (Mon - Fri 9am-5pm). Mention ‘Alliance’ and Able2Travel will donate 10% for any policy purchased to Arrhythmia Alliance.


insurance choice logo

Insurance Choice is able to provide normal terms for many people with pre-existing conditions. Insurance Choice also donate 20% of the net premium of every policy purchased to Arrhythmia Alliance if you call 0843 2278263 to purchase your insurance.

Inclusion on Arrhythmia Alliance website does not constitute approval from Arrhythmia Alliance and any insurance provider is the responsibility of the individual concerned.  

Top tip: Don’t forget to take your European Health Insurance Card (EHIC) when travelling in Europe.

An EHIC will enable you to access state-provided healthcare in European Economic Area (EEA) countries, at a reduced cost, or sometimes for free. It will cover your treatment until you return to the UK. It also covers treatment of pre-existing medical conditions however the card is not an alternative to travel insurance.

For more information on the EHIC click here.

Driving & Car insurance

car insurance

Upon diagnosis of a health condition, you should always refer to the DVLA for the latest driving guidelines and restrictions. Their website is regularly updated and will list the numerous conditions.  It is a legal requirement to notify the DVLA if the condition you have been diagnosed with is listed Browse: Driving and transport - GOV.UK (

Want to hear the latest from the DVLA about driving with a heart rhythm disorder?

The DVLA rules and regulations are revised periodically and for the most up to date advice, it is best to refer to the DVLA website.

The ‘At a Glance’ booklet is available to download and provides the current medical standards of fitness to drive. As a heart rhythm patient, you should refer to chapter two of the document.

Download your ‘At a Glance’ booklet today to find out more.

prestige keep moving insurance

Prestige Keep Moving have a specialist car insurance scheme provided by The A&A Group Ltd. Arrhythmia Alliance members can also benefit from a free MOT with Halfords when you renew your car insurance with them!

Call 0800 3308057 or 0333 4001580 for mobiles, or submit your details online and they will ring you shortly afterwards with the quotation. (If you have more modifications than the box allows, they will take those details when they ring you). Please ensure you put your correct renewal date, those not due within 30 days will be contacted nearer the time.

Please quote ‘Arrhythmia Alliance’ and Prestige will make a donation with every policy taken out & every renewal thereafter.

Life insurance

life cover for all insurance

Life Cover for All specialise in finding Life Cover - throughout the UK, especially for those with medical conditions including arrhythmias.

Just because you may have a health problem, you still want to live life to the full and that includes taking advantage of the benefits that Life Insurance can provide.To receive a quote click here; or call 0330 119 0103 please remember to quote Arrhythmia Alliance and Life Cover for All will donate £100 to Arrhythmia Alliance per application

Other useful info

Disibility Rights Information

Disability Rights UK has been formed through a unification of Disability Alliance, Radar and National Centre for Independent Living on 1 January 2012. We aim to be the largest national pan-disability organisation led by disabled people.

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Get in touch for more help and information

+44 (0) 1789 867


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